Customized by Your Service Providers. Supported by Schwab1.
It’s an ideal combination. By teaming up with Schwab, independent recordkeepers and advisors can provide you with a full range of retirement services anchored in specialized expertise.
Independent Recordkeepers
Recordkeepers offer customized plan design and administration, as well as enrollment support and education for your employees—all from a contact in your area. Your recordkeeper is also your guide on fiduciary oversight and compliance.
Independent Advisors
Your advisor provides investment selection and performance monitoring, along with fiduciary oversight of investments and other consultative services.
Charles Schwab Bank as Custodian
Schwab Bank is the custodian for your plan’s assets—which means your retirement plan is backed by years of experience in trust and custody, as well as trading through Charles Schwab & Co., Inc. We leverage insights and resources from across the Schwab enterprise to help your independent service providers serve you.
Get a Retirement Plan as Unique as Your Business
Work with your chosen independent retirement plan service providers for an ideal combination of expertise and support.
The combined services of an independent recordkeeper, an independent advisor, and Schwab* let you provide retirement plan benefits similar to those offered by Fortune 500 companies, customized to fit your business.
Design the retirement plan that’s right for you
Your trusted service providers can choose from one of the largest selections of mutual funds and a wide array of investment options, including self-directed brokerage accounts. That’s what it means to work with a pioneer in open-architecture plan design.
Work with leading technology
Help your employees make informed decisions, stay up to date, and feel confident in their plan with technology that provides access to timely research and information. In addition to your service providers’ technology, you have access to a range of technology tools from Schwab, including options for tracking account activity via web and phone: Schwab mobile apps and Schwab web, call center, and voice solutions.
Offer employees more
Help employees achieve financial freedom with personalized education, service, and support. In addition to what your service providers offer, our tools, programs, and account options can meet the needs of most employees in your retirement plan.
Stay ahead of the curve
Schwab’s industry insight and resources can help you tap in to the expertise of independent advisors on issues such as investment selection, fiduciary oversight, and investment management to optimize your plan.
Give Employees More Than Just a 401(k)
Employees need more than just a 401(k). They need guidance to get the most from their retirement plan. Offer them the support they’re looking for with help from Schwab—so they can pursue their financial goals with confidence.
Give employees retirement planning options
Offer your employees a wide variety of flexible investment options. Your trusted service provider can choose from one of the largest selections of mutual funds, as well as self-directed brokerage accounts for your more confident employee investors. Employees also get support for IRA rollovers and guidance on asset allocations.
Put plan information at employees’ fingertips
Access to relevant information helps your employees make informed decisions, stay up to date, and feel confident in their retirement plan. You can also offer a full range of tools including Schwab mobile apps and Schwab web, call center, and voice solutions that let employees check on their plan anytime, anywhere.
