Working Directly With Schwab¹

Your Retirement Plan Service Provider Matters

Not all retirement plan service providers are the same. The one you choose can make a significant difference for your employees and your business. When you work with Schwab, you receive guidance and support for your plan, including consultation on plan feature utilization, recordkeeping, and Internet-based plan management tools.

You benefit from flexible, customizable solutions that should help to meet your plan needs, straightforward plan recordkeeping and related plan and participant services, and dedicated support from a leader in the retirement business.

Your employees benefit from retirement options that help them build successful financial knowledge—including robust independent personalized advice,² a range of investment choices, and highly consultative service.

A Better Experience for You and Your Employees

You want the best for your employees, but you also need a plan that makes good sense for your business.

You will find both with Schwab¹.

We offer integrated retirement plan services with streamlined administration, in-depth plan performance information, and support that addresses the varied financial situations of many of your employees. Because when people feel more secure about their finances, they are likely to be more productive at work. And that makes good business sense.

Design your retirement plan to fit your company

Our offer includes defined contribution plans, defined benefit plans, nonqualified deferred compensation services, and self-directed brokerage accounts. Your team of Schwab representatives will help you select the best options for your plan. You will have a single point of contact who can assist you with your daily administration and plan strategy, and our employer website and report center will streamline plan administration and make reporting easy.

Gain insight into your retirement plan performance

Customized benchmarking reports offer insight based on your plan’s specific goals and needs. You can compare your employees’ investment performance with that of employees from similar companies—and compare average employee account size, participation rates, and use of key plan services. We will show you how to use the data to help improve your plan’s performance.

Dedicated service team

Focus on running your business, not your retirement plan. Gain time and peace of mind knowing you are backed by a dedicated service team that can assist in handling even the most complex plans. ERISA compliance representatives can help you understand the latest regulatory and legislative changes, and insight from our Retirement Investment Services team can help you with your fiduciary decisions about investment management.³

Offer various retirement plan options

Choose the investment lineup that best suits your plan's needs. Schwab gives you a wide range of options, from actively managed funds to index funds with low operating expenses and ETFs,⁴ along with information and tools to help you make informed decisions. And for employees who want to manage their own portfolios, you can offer self-directed brokerage accounts. Design a plan with investments made available by one of the industry’s largest providers—all with full fee transparency—whatever works best for you and your employees.

Offer Your Employees a Retirement Plan That Works as Hard as They Do

Your employees are the lifeblood of your business. And when they are on track with their finances, they are likely to be more productive and effective at work.

Offer your employees retirement plan services that focus on helping them to build better retirement outcomes and helping to increase their retirement readiness. Your employees will have access to a service that offers personalized advice² on savings and investment goals, as well as extensive educational resources.

Guide employees toward retirement savings goals

We are here to provide your employees with the tools and information to make good financial decisions—both inside and outside of their work-related retirement plan. Our Schwab Personal Connection™ program offers an integrated and personal approach to helping employees address their financial challenges. They will receive help prioritizing financial goals, so they can get more out of your plan and still save for a home or contribute to a child’s college fund.

Count on dedicated support

When your employees call us, we take the time to truly understand what they need. We will make sure their options within the plan are clear, and we will help them by providing tools and information that can assist in making financial decisions. Helpful tools like Schwab mobile apps and the participant website, along with our call center and voice response solutions, let employees check on their retirement plan anytime, anywhere.

And, when your employees need extra help, we are at the ready with objective, one-on-one consultations to help them make more informed financial decisions about their plan and their financial future.

Help employees build financial knowledge

For employees who want to expand their knowledge, we can offer resources and tools, onsite workshops, and online learning options that address their overall finances.

Meet the various financial needs of executive employees

Your executive-level employees have unique financial needs. Through Schwab Executive Services, Charles Schwab and Co., Inc. can offer them personal, customized service from financial consultants who understand their complex situations. These consultants will work closely with your executives to help them get the most from their equity compensation, stock option, and retirement plan benefits. Our consultants will gladly work with outside advisors—even if your executives already have financial advisors, they can still take advantage of this service.

Additional services

Schwab brings you the expertise, service, and support of our whole enterprise with additional options to address employees’ unique circumstances, including access to knowledgeable investment professionals at our network of local branches.