Advice from experts
We believe participants deserve individualized advice on their retirement accounts. That's why your participants will have access to personalized and customized advice from an independent, third-party investment adviser, as a standard part of our offering. This advice will include fund-specific recommendations and will be communicated to your participants by phone, on the Internet or in person. Our staff of Certified Financial Planner™ professionals and registered investment adviser representatives¹ will be available to help participants understand the investment choices in their plan and answer questions on the independent advice. And, as an added service, your employees can opt for annual account rebalancing based on the advice they receive.

1   The Certified Financial Planners and registered investment adviser representatives are employees of Charles Schwab & Co., Inc. The election of investment advice is subject to the direction of the plan sponsors as well as the participant. Contact a Schwab representative for more information about your plan's advice alternatives.

CERTIFIED FINANCIAL PLANNER™ certification mark is owned by Certified Financial Planner Board of Standards Inc. This mark is awarded to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

Certain administrative services may be provided by Charles Schwab & Co., Inc, a registered investment adviser, acting as agent on behalf of Schwab Retirement Plan Services, Inc. (SRPS). SRPS, and its affiliates, are not responsible for the advice and information provided by the independent investment adviser, GuidedChoice™ (www.guidedchoice.com).