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The Schwab advantage for your employees: Freedom of choice, and more informed decisions

With PCRA, you can give employees who are more experienced investors additional opportunities to help realize their financial goals.

Through PCRA, your employees can access more than 4,700 mutual funds1, including 2,700 mutual funds available with no loads and no transaction fees, and over 1,100 load-waived fund shares typically only available to institutional clients. They can also choose from individual stocks from all the major exchanges, bonds and other fixed-income investments, exchange-traded funds (ETFs), CDs and money market funds.2

What your employees can expect

From an industry-leading website to robust research tools, Schwab’s resources will help your employees make informed decisions. Plan Participants can benefit from:

  • Comprehensive research: Your employees can take advantage of our powerful research tools on Schwab.com, including the Schwab Mutual Fund OneSource Select List® and Schwab Equity Ratings®.
  • Extensive educational resources: Your employees can access several in-person and online investment seminars covering current investing topics such as “Building a Diversified Portfolio” as well as the “Getting The Most Out Of Schwab.com” workshop.
  • Multi-Channel access: We offer your Participants a variety of ways to interact with us—from online tools and courses and in-person investing workshops, to phone interaction with Schwab’s dedicated PCRA Call Center, and access to over 300 branch offices nationwide for assistance with assets outside of PCRA.

Investors should consider carefully information contained in the prospectus, including investment objectives, risks, trading policies, charges and expenses. You can request a prospectus by calling Schwab’s dedicated PCRA Call Center at 888-393-PCRA (7272). You may also request a prospectus at Schwab.com. Please read the prospectus carefully before investing.

1 Charles Schwab & Co., Inc. (Member SIPC) receives remuneration from fund companies in the Mutual Fund OneSource® program for recordkeeping and shareholder services, and other administrative services.

Schwab’s short-term redemption fee will be charged on redemptions of funds (except certain Schwab Funds®) bought through Schwab’s Mutual Fund OneSource program (and certain other funds) with no transaction fee and held for 90 days or less. If you pay a transaction fee to purchase a fund, you will pay a transaction fee when you sell it as well. Schwab reserves the right to change the funds we make available without transaction fees and to reinstate fees on any funds. Funds are also subject to management fees and expenses.

2 An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although money market funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in money market funds.