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Retirement Plan Services
PCRA is a self-directed brokerage account designed to integrate seamlessly into your company's retirement plan and supplement your plan's core fund menu. It provides a wealth of investment choices for your Participants who seek more flexibility, increased diversification and a greater role in managing their retirement savings. In addition, because employees can invest in individual stocks, bonds, ETFs and CDs—as well as thousands of mutual funds—PCRA may help encourage enrollment in your company's retirement plan. In addition, through PCRA, your plan can customize the investment trading menu to meet your plan’s needs.
It's clear that the choices offered through products like PCRA are in increasing demand by many plan Participants. For investors nationwide, the current economic environment has only reinforced the importance of a well-balanced, diversified retirement portfolio.
As a result, adding PCRA to your retirement plan can also help you meet plan Participants' demand for additional investment education.
Investors should consider carefully information contained in the prospectus, including investment objectives, risks, trading policies, charges and expenses. You can request a prospectus by calling Schwab’s dedicated PCRA Call Center at
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The Charles Schwab Corporation (Charles Schwab) provides services to retirement and other benefit plans and participants as well as equity compensation plan services and other financial and retirement services to corporations and executives through its separate but affiliated companies and subsidiaries, Schwab Retirement Plan Services, Inc.; The 401(k) Companies, Inc. and its subsidiaries; Charles Schwab Trust Company, a division of the Charles Schwab Bank; and Charles Schwab & Co., Inc. Brokerage products and services are offered by Charles Schwab & Co., Inc. (Member SIPC). Deposit and lending products and service are offered by Charles Schwab Bank, member FDIC and an Equal Housing Lender.